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march wrap - losing month -2.10%, lessons learned, wedding 5 weeks

march done.

second losing month in 15 months.

lessons expensive but learned.

march final numbers
#

starting (mar 1): $456,270

ending (mar 31): $446,688

march loss: -$9,582 (-2.10%)

trades: 19

wins: 6

losses: 13

win rate: 32%

brutal month.

March Weekly Performance

Figure 1: March weekly breakdown showing consecutive losses. Week 1 -$1,090 (50% wr, 6 trades), Week 2 -$2,720 (29% wr, 7 trades), Week 3 -$2,880 (20% wr, 5 trades - circuit breaker hit), Week 4 -$720 (33% wr, 3 trades paused 4 days), Week 5 -$2,172 (0% wr, 2 trades paused 3 days). Total -$9,582 (-2.10%). Circuit breaker triggered 3x. Regime detector implemented week 3 (saved estimated $3,110).

weekly breakdown
#

week 1 (mar 2-8): -$1,090 (-0.24%), 50% wr, 6 trades

week 2 (mar 9-15): -$2,720 (-0.60%), 29% wr, 7 trades

week 3 (mar 16-22): -$2,880 (-0.63%), 20% wr, 5 trades

week 4 (mar 23-29): -$720 (-0.16%), 33% wr, 3 trades

week 5 (mar 30-31): -$2,172 (-0.49%), 0% wr, 2 trades

every single week lost money.

no recovery weeks.

sustained regime shift entire month.

comparing to target
#

march realistic outcomes (from feb 28):

modest month: +1.5% to +2.5%

flat month: +0.5% to +1.2%

march actual: -2.10%

outside expected range but variance happens.

can’t win every month.

March Market Conditions

Figure 2: March market conditions vs February baseline. VIX: march avg 20.6 vs feb 16.5 (+25% elevation). Correlation: march avg 0.76 vs feb 0.59 (+29% higher - diversification destroyed). Volume: march avg 2.9M vs feb 3.7M (-22% lower liquidity). Regime stability: march 0.52 vs feb 0.73 (-29% more volatile). Slippage: march 2.8 ticks vs feb 2.0 (+40% worse execution). Conditions: unfavorable entire month, no recovery periods.

what went wrong
#

market conditions:

VIX averaged 20.6 march (vs feb 16.5).

correlation averaged 0.76 march (vs feb 0.59).

volume down 22% march (vs feb baseline).

regime stability 0.52 march (vs feb 0.73).

my strategies optimized for:

VIX 13-18 range.

correlation <0.65.

normal volume >3.5M.

march had none of those.

textbook regime mismatch.

strategies aren’t broken.

market changed.

March Performance Attribution

Figure 3: March loss attribution by strategy and factor. Strategy failures: mean reversion -$4,100 (high correlation killed edge), volatility selling -$2,800 (VIX spike crushed positions), crypto momentum -$1,900 (thin volume dried up setups), ES futures -$1,400 (whipsaw on fed comments). Total strategy losses -$10,200. Regime detector savings +$3,110 (implemented week 3, prevented further damage). Trading pauses savings +$1,680 (weeks 4-5 selective execution). Net march loss -$9,582. Key insight: strategies lost more than final number shows - pausing/filtering protected capital.

circuit breaker performance
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triggered: 3 times

mar 6: 3 consecutive losses (paused 1 day).

mar 13: -$1,500 single day ES whipsaw (paused 2 days).

mar 19: 3 consecutive losses (paused rest of week).

without circuit breaker:

march would’ve been -$15k+ easily.

capital preservation working.

prevented disaster, couldn’t prevent loss.

regime detector upgrade
#

old version (weeks 1-2):

10-day rolling average VIX.

lagged market changes 5-7 days.

cost: -$4,200 before catching spike.

new version (week 3+):

spike detection: VIX >20 for 2 days = pause.

recovery signal: VIX <18 for 3 days = resume.

savings: $3,110 estimated.

deployed march 17.

prevented additional losses weeks 3-5.

slippage degradation
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march avg: 2.8 ticks

february avg: 2.0 ticks

degradation: +0.4 ticks (+40%)

elevated VIX = wider spreads.

thin volume = worse fills.

chicago colo prevented 4.5+ disaster.

but can’t fix market conditions.

lessons from march
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1. losing months happen

2024: 1 losing month (december -1.86%).

2025: march second losing month.

2 of 15 months = 13% losing months.

target: 70%+ winning months.

still on track long-term.

2. regime detection critical

old detector lagged, cost $4,200.

new detector catches spikes fast.

saves capital when conditions suck.

3. pausing > forcing trades

weeks 4-5: paused 7 of 10 days.

saved $1,680+ vs forcing trades.

protecting capital when edge gone.

4. circuit breaker prevents disaster

triggered 3x, prevented -$15k+ month.

turned disaster into manageable loss.

risk management working.

5. wedding planning + losing = stress

lost $9,582 same month planning $19k wedding.

A. supportive but can tell money stress real.

priorities: relationship first, trading second.

ytd performance check
#

jan 1: $437,800

mar 31: $446,688

ytd gain: +$8,888 (+2.03%)

ytd months:

jan: +2.18%

feb: +1.99%

mar: -2.10%

annual pace: +8.1%

vs target: 15-18%

below target but 3 months isn’t enough data.

q1 includes 1 losing month.

expecting 70%+ winning months rest of year.

comparing march 2024 vs 2025
#

march 2024:

modest winning month.

+$8,400 (+2.1%).

favorable conditions.

march 2025:

losing month.

-$9,582 (-2.10%).

elevated VIX entire month.

swing: -$17,982 difference year-over-year.

variance expected.

not every year repeats.

life update - wedding 5 weeks out
#

wedding may 10:

5 weeks remaining.

booked:

venue, photographer, caterer, flowers, invitations, rehearsal dinner, honeymoon.

still need:

finalize ceremony music (spotify playlist).

wedding bands fitting (april 5).

bachelor/bachelorette parties (april 11-12, 18-19).

stress level:

A: 8/10 (final details crunch).

me: 4/10 (most stuff locked).

relationship:

living together 17 months.

engaged 5 months.

places list: 42.

sex life: incredible stress relief.

bachelor party april 18-19:

3 weeks out.

8 guys, san diego local.

gaslamp, topgolf, brewery tour.

$400 cost.

april preview
#

trading expectations:

conditions need to improve (VIX <18).

if VIX stays elevated: continue pausing.

realistic april outcomes:

recovery month: +1.5% to +2.5% ($6,700 to $11,200)

flat month: -0.5% to +1.0% (-$2,200 to +$4,500)

target: +1.8% to +2.2%

but only if conditions normalize.

personal:

bachelor party april 18-19.

bachelorette party april 11-12.

wedding bands fitting april 5.

final vendor confirmations.

wedding may 10 (5 weeks).

tonight (march 31, 11:48pm)
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march done.

-$9,582 (-2.10%).

32% win rate (6 wins, 13 losses).

VIX 20.6 avg, correlation 0.76, volume -22%.

circuit breaker triggered 3x (prevented -$15k+ disaster).

regime detector upgraded week 3 (saved $3,110).

pausing weeks 4-5 saved $1,680+.

ytd +$8,888 (+2.03%, below 15-18% target).

wedding 5 weeks, bachelor party 3 weeks.

watching conditions for april recovery.


11:48pm monday. march wrap complete. -$9,582 (-2.10%) across 19 trades. 32% win rate. VIX 20.6 avg march (vs 16.5 feb), correlation 0.76 (vs 0.59 feb), volume -22%, regime stability 0.52 (vs 0.73 feb). circuit breaker triggered 3x (mar 6, 13, 19) prevented -$15k+ disaster. regime detector upgraded week 3: old version lagged (cost $4,200 weeks 1-2), new version spike detection saved $3,110. slippage 2.8 ticks (vs 2.0 feb). ytd: jan +2.18%, feb +1.99%, mar -2.10% = +$8,888 (+2.03%). wedding may 10 (5 weeks), bachelor party april 18-19. april preview: recovery +1.8-2.2% if conditions normalize.

-AK

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